RBI issued bank locker new rules: Big alert! Now only these things can be kept in bank locker, check new rule


If you also use the bank locker, then now you will be able to keep only selected things in it. The Reserve Bank of India has changed the rules related to this and has also asked banks to enter into new contracts. Read this news…

Many of us use bank lockers to safeguard everything from jewelery to important documents. If you also keep a locker in the bank or are planning to do so soon, then you should know the new rules related to it. The Reserve Bank of India (RBI) has also given instructions to the banks for this.

RBI says banks will now have to renew locker rental contracts with their customers. According to the new rules, this contract will be prepared, in which it will be clearly mentioned that what kind of goods customers can keep in their lockers and what kind they cannot.

Only these things can be kept in the locker

According to the new rules of RBI, now customers will be able to keep only legally valid items like jewelery and important documents in the bank locker. In the contract with the bank, the customer will be told in detail what kind of baggage is allowed and what is not.

Not only this, the lockers of the bank will now be given only to the customers for their personal use. These will be non-transferable. The Indian Banks’ Association will come up with a model agreement. Based on this, banks will prepare contracts to be entered into with their customers.

Bank will bear the cost of stamp paper

The cost of stamp paper for renewal of contract for existing locker customers of the Bank will be borne by the Bank. While other customers will have to pay the cost of the stamp paper of the contract for taking the bank locker.

There will be a ban on keeping these items

Many people keep such things in their bank lockers which are not legally valid. Sometimes it is also harmful. Now RBI has also made it clear that what things the customers cannot keep in their lockers.

It has been said by the central bank that now customers will not be able to keep cash or foreign currency in their lockers. Along with this, there will also be a ban on possession of weapons, drugs or medicines, banned substances or any dangerous or poisonous goods.

The bank will be relieved of these responsibilities

Along with this, the agreement that will be signed between the bank and the customer. In such a situation, the bank will be relieved of many responsibilities. For example, the Bank shall not be responsible for any misuse or illegal use of the password or key of the Bank Locker. It will be the sole responsibility of the customer.

At the same time, the customer will have the right to keep his luggage in the locker. The bank will have to safeguard it and if the bank fails to do so, it will have to compensate the customer under the rules made in this regard from time to time.

(pc rights of employees)

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